Fran Wynn

3975 Plantation Drive

Morganton, NC
$ 799,000 Beds 3 Baths 3 Sq 4,586 Virtual Tour
Monthly Estimate* How much can I afford?

Southern elegance on a rare double lot in the gated golf community of Silver Creek Plantation! Set on 1.45 private acres with long-range mountain views, this home is the first inside the gate. A striking stone fireplace anchors the main living area, and the gourmet kitchen offers granite counters, a gas range, stainless appliances and a walk-in pantry. The main-level primary suite features two walk-in closets and a spa bath with a jetted tub, walk-in shower and dual vanities. Two more main-level bedrooms have built-in shelving. The fully finished daylight lower level adds a second kitchen, full bath, billiards/game room, office and flex room, plus its own private entrance reached by a landscaped second driveway and walking path. It's ideal for guests or extended stays. Also includes a 3-car garage with workbench, HVAC (2023), radon mitigation, Leaf Filter gutters, a tankless water heater, central vacuum and irrigation. Community amenities include an 18-hole Tom Jackson-designed golf course, clubhouse with restaurant and pro shop, pool, tennis courts, putting green, walking trails, fishing pond and nighttime security. Internet and cable are included in the HOA, and there are NO city taxes. Just minutes to I-40, less than 15 minutes to Lake James and downtown Morganton, close to Lake James State Park, South Mountains State Park and Linville Gorge, and about 45 minutes to Asheville.

Single Family

  • Price
  • $ 799,000
  • City
  • Morganton
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • BURKE
  • Half Bathrooms
  • 0
  • Area
  • Burke County
  • Lot Size
  • 1.45 Acres
  • Zip
  • 28655
  • Sqr Footage
  • 4,586
  • Year Built
  • 2007
  • Style
  • European,Traditional,Tudor
  • MLS#
  • 4427771
Listed By: EXP Realty LLC Ballantyne; 828-337-2200
Data Source: Canopy MLS

Features

General

Living Area 4586
Sewer Septic Installed
Heating Electric,Heat Pump
Cooling Ceiling Fan(s),Central Air,Heat Pump
Utilities Cable Available,Electricity Connected,Natural Gas,Underground Utilities
Roof Architectural Shingle
Appliances Dishwasher,Electric Range,Gas Range,Gas Water Heater,Microwave,Plumbed For Ice Maker,Refrigerator,Refrigerator with Ice Maker,Self Cleaning Oven,Tankless Water Heater,Washer/Dryer
HOA Fee 455
Garage Spaces 3
Patio/Porch Features Deck,Front Porch,Patio,Side Porch
Architectural Style European,Traditional,Tudor
Security Features Radon Mitigation System,Security Service,Smoke Detector(s)
Construction Materials Brick Partial,Fiber Cement,Stone,Wood
Year Built 2007
View Long Range,Mountain(s)
Levels One
Property Subtype Single Family Residence
Parcel Number 42524
Elevation 1000
Waterfront Features None
Community Features Clubhouse,Gated,Golf,Outdoor Pool,Pond,Putting Green,Street Lights,Tennis Court(s),Walking Trails
Accessibility Bath Raised Toilet
Assoc Fee Paid Per Quarterly
County Burke
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Silver Creek Plantation
Garage Y/N Yes
Full Baths 3
Directions From I-40 W from Morganton,take exit 98 for Causby Rd. and turn left,turn right at the stop sign onto Jamestown Rd.,and proceed to Silver Creek Plantation on the left. Continue through the gate and t
High School Freedom
City Morganton
Association Name Catawba Valley Property Management,LLC.
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School W.A. Young
Middle/Junior High School Table Rock
Additional Parcels Y/N No
Virtual Tour https://drive.google.com/file/d/1G3eIJqwAyYAfQMAyth4uwKrmQoemsYKy/view?usp=sharing
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Architectural Review,Livestock Restriction,Manufactured Home Not Allowed,Modular Not Allowed,Square Feet,Subdivision
Tax Assessed Value 617792
Virtual Tour https://drive.google.com/file/d/1G3eIJqwAyYAfQMAyth4uwKrmQoemsYKy/view?usp=sharing
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Interior Amenities Breakfast Bar,Built-in Features,Central Vacuum,Entrance Foyer,Garden Tub,Open Floorplan,Storage,Walk-In Closet(s),Walk-In Pantry,Whirlpool
Basement Daylight,Exterior Entry,Finished,Interior Entry,Storage Space,Walk-Out Access,Walk-Up Access
Flooring Carpet,Tile,Wood,Other - See Remarks
Fireplace Features Gas Log
Basement (Y/N) Yes
Window Features Insulated Window(s)
Fireplace Y/N Yes
Above Grade Finished Area 2434
Laundry Features Electric Dryer Hookup,In Basement,In Hall,Mud Room,Laundry Closet,Laundry Room,Lower Level,Main Level,Multiple Locations,Washer Hookup
Total Bedrooms 3
Below Grade Finished Area 2152
Total Baths 3
SqFt Main 2434
Bedroom 3

Exterior Features

Exterior Amenities In-Ground Irrigation,Rainwater Catchment
Parking Features Driveway,Attached Garage,Garage Door Opener,Garage Faces Side,Parking Space(s)
Lot Features Level,Private,Rolling Slope,Wooded
Water Source Public
Lot Size Area 1.45
Foundation Details Basement
Road Surface Type Concrete,Paved
Other Parking Primary driveway in front of the home. Secondary driveway with additional parking and a nice pathway to the basement entrance.
Door Features Insulated Door(s)
Road Responsibility Private Maintained Road
Horse Amenities None
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School W.A. Young Elementary School
Middle School Table Rock Middle School
High School Freedom High School

Price History

9/24/2026 Listed $799,000

Property vs Zip Code Average in 28655

Price
AVG $500K
$800K
Year Built
AVG 1983
2007

In The Neighborhood

Areas That We Cover

3975 Plantation Drive Morganton, NC is a Single Family Home for sale at $799000 with 4586 sqft and a lot size of 1.45 Acres Acre(s). 3975 Plantation Drive Morganton has 3 bedrooms, 3 baths and was built in 2007. The property's zip code is 28655 which is in Morganton, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Fran Wynn

Fran Wynn

704-453-1725

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