94 Osprey Roost Drive

Nebo, NC
$ 1,299,000 Beds 4 Baths 3.5 Sq 3,177 Virtual Tour
Monthly Estimate* How much can I afford?

PRICE IMPROVEMENT. Lake James gem! Motivated Seller. Deeded boat slip, lake views, and seamless indoor-outdoor living—this is Lake James done right. This 4 bedroom 3.5 bathroom lake home is tucked away on 1.41 private acres between two conservation areas, this exceptional home offers the perfect blend of tranquility, mountain charm, and unforgettable lake living. Arrive via a striking rock bridge framed by boulders, setting the tone for the unique experience that awaits. Inside, the main level features a spacious, light-filled great room with exceptional lake views and a stunning two-sided gas fireplace shared with the covered porch—ideal for enjoying cool evenings. The primary suite on the main level offers a private balcony and serene lake views, creating a peaceful retreat, large closets and custom shower. An additional ensuite bedroom, guest bath, and laundry provide convenience and flexibility for hosting family and friends. A thoughtfully designated, build-ready area for a future 2.5-car garage adds flexibility and long-term value—giving you the option to expand without compromising the home’s natural setting. Designed for entertaining, the lower level is a true gathering space with a large great room, wet bar, wine nook, tin ceiling accents, and stained concrete floors. Two additional bedrooms, a full bath, and a dedicated office make it perfect for extended stays or remote work. Retractable glass doors open to bring the outdoors in—perfect for embracing lake living. Your deeded community boat slip is just a short walk or golf cart ride away, making spontaneous days on the water effortless. As a resident of Camp Lake James, you’ll also enjoy access to luxurious amenities, social events, and a vibrant lake community. This is more than a home—it’s a lifestyle, blending rustic charm with modern comfort and endless opportunities for recreation on one of North Carolina’s most beautiful lakes. Move in just in time for lake season and start making unforgettable memories on Lake James from day one.

Single Family

  • Price
  • $ 1,299,000
  • City
  • Nebo
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • MCDOWELL
  • Half Bathrooms
  • 1
  • Area
  • McDowell County
  • Lot Size
  • 1.41 Acres
  • Zip
  • 28761
  • Sqr Footage
  • 3,177
  • Year Built
  • 2021
  • Style
  • Cabin
  • MLS#
  • 4296023
Listed By: Engel & Volkers Foothills Lake James; polly.leadbetter@evrealestate.com
Data Source: Canopy MLS

Features

General

Living Area 3177
Sewer Septic Installed
Heating Central,Heat Pump
Cooling Ceiling Fan(s),Central Air,Heat Pump
Utilities Electricity Connected,Fiber Optics,Propane,Underground Power Lines,Underground Utilities,Wired Internet Available
Roof Architectural Shingle,Metal
Appliances Dishwasher,Dryer,Electric Range,Gas Water Heater,Microwave,Refrigerator,Tankless Water Heater,Washer,Washer/Dryer
Zoning R
HOA Fee 2200
Patio/Porch Features Balcony,Covered,Deck,Porch
Architectural Style Cabin
Security Features Smoke Detector(s)
Construction Materials Log,Stone Veneer
Year Built 2021
View Long Range,Water,Year Round
Levels One
Property Subtype Single Family Residence
Parcel Number 1733-00-15-9935
Elevation 1000
Waterfront Features Boat Slip (Deed),Boat Slip – Community
Community Features Fitness Center,Game Court,Hot Tub,Lake Access,Outdoor Pool,Tennis Court(s),Walking Trails
HOA Fee 2 4200
Assoc Fee Paid Per Annually
County McDowell
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Old Wildlife Club
Garage Y/N No
Other Structures None
Full Baths 3
Directions GPS will take you to 94 Osprey Roost. No sign. Drive on right.
High School McDowell
City Nebo
Body of Water Lake James
Association Name First Service Residential
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
HOA Fee 2 Frequency Annually
Elementary School Nebo
Middle/Junior High School East McDowell
Additional Parcels Y/N No
AssociationName2 Camp Lake James
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Architectural Review,Building,Manufactured Home Not Allowed,Modular Not Allowed,Square Feet,Subdivision
Tax Assessed Value 704660
Listing Terms Cash,VA Loan

Interior Features

Interior Amenities Kitchen Island,Open Floorplan,Pantry,Split Bedroom,Storage,Walk-In Closet(s),Wet Bar
Basement Daylight,Exterior Entry,Finished,Full,Interior Entry,Storage Space,Walk-Out Access
Flooring Concrete,Tile,Wood
Fireplace Features Gas Log,Great Room,Porch,Propane,See Through
Basement (Y/N) Yes
Window Features Insulated Window(s)
Fireplace Y/N Yes
Above Grade Finished Area 1613
Half Baths 1
Laundry Features Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup
Total Bedrooms 4
Below Grade Finished Area 1564
Total Baths 4
SqFt Main 1613
Bedroom 2

Exterior Features

Exterior Amenities In-Ground Irrigation
Parking Features Driveway
Lot Features Private,Rolling Slope,Wooded,Views
Water Source Public
Lot Size Area 1.41
Foundation Details Basement
Road Surface Type Gravel,Paved
Door Features Insulated Door(s)
Other Equipment Fuel Tank(s)
Road Responsibility Private Maintained Road
Horse Amenities None
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Nebo Elementary School
Middle School East McDowell Middle School
High School McDowell High School

Price History

8/27/2025 Listed $1,499,900
11/3/2025 4% - $1,449,900
5/2/2026 4% - $1,399,000
6/1/2026 6% - $1,324,000
8/13/2026 2% - $1,299,000

Property vs Zip Code Average in 28761

Price
AVG $1.07M
$1.3M
Year Built
AVG 2006
2021
Visits
AVG 277
643
Data Provided by Inside Real Estate®

94 Osprey Roost Drive Nebo, NC is a Single Family Home for sale at $1299000 with 3177 sqft and a lot size of 1.41 Acres Acre(s). 94 Osprey Roost Drive Nebo has 4 bedrooms, 3 baths and was built in 2021. The property's zip code is 28761 which is in Nebo, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.